Disclaimer

Last updated: July 21, 2026

The information and tools provided by HT99 Tools on https://ht99.icu are for general informational and educational purposes only. All information and calculations are provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information or tool on this site.

1. No Professional Advice

Under no circumstances shall the tools, calculators, articles, or any content on this site be construed as professional advice of any kind, including but not limited to:

• Financial advice — Loan calculators, EMI calculators, retirement calculators, ROI calculators and other financial tools are for educational estimation only. They do not account for your specific financial situation, fees charged by your lender, changes in interest rates, or tax implications. Always consult a licensed financial advisor before making financial decisions.
• Medical or health advice — BMI, BMR, calorie, body fat, pregnancy, and other health calculators are based on statistical averages and standard formulas. They are not a substitute for a medical evaluation by a qualified healthcare provider. Always consult a physician before starting a diet, exercise, or treatment program.
• Legal advice — Income tax, sales tax and similar tools use simplified calculations and standard brackets. They are not a substitute for legal or tax advice from a qualified attorney or certified accountant.
• Engineering advice — Math calculators, geometry tools, and conversion tools are for general use only. They are not suitable for engineering, construction, or safety-critical applications where errors could result in property damage, injury, or loss of life.

2. Accuracy of Calculations

While we take significant care to ensure our tools use correct formulas and methodologies, we cannot guarantee that calculations are free from errors. Factors that may affect accuracy include:

• Browser-specific JavaScript floating-point arithmetic limitations
• Rounding conventions used in different countries
• Changes to tax brackets, currency exchange rates, or regulatory formulas that we have not yet updated
• Edge cases not anticipated by the tool's logic
• User input errors

You should always verify critical results against authoritative sources. We are not liable for any consequences arising from reliance on the calculations provided by our tools.

3. External Links Disclaimer

This site may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The inclusion of any link does not imply endorsement by us.

4. Affiliate Disclosure

If, in the future, we add affiliate links to any content on this site, we will:

• Clearly disclose affiliate relationships in or near the affiliate link
• Comply with the U.S. Federal Trade Commission (FTC) guidelines on affiliate disclosure
• Only recommend products or services we genuinely believe are useful to our readers

Affiliate commissions, if any, never influence our tool calculations, articles, or editorial recommendations.

5. Advertising Disclosure

This website displays advertisements served by Google AdSense and potentially other third-party ad networks. These ads are generated based on your visit history and other factors. We do not control which ads are shown to you and are not responsible for the content of any advertisement. If you find an advertisement misleading or offensive, please report it to the ad network directly.

6. Use at Your Own Risk

Your use of the site and its tools is solely at your own risk. The site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

7. Limitation of Liability

In no event will HT99 Tools, its operators, or its contributors be liable for any losses or damages arising from the use of, or inability to use, this website or its tools. This includes, without limitation, direct, indirect, consequential, special, incidental, or punitive damages, even if we have been advised of the possibility of such damages. For full details, see our Terms of Service.

8. Currency Conversion Disclaimer

Exchange rates used by our currency converter are indicative only. Actual rates offered by banks, payment processors, or currency exchange services will differ. Always confirm the exact rate with your service provider before completing any currency transaction.

9. Pregnancy and Health Calculator Disclaimer

Pregnancy due date, ovulation, weight gain, and other reproductive health calculators are based on statistical averages and self-reported information. They are not a substitute for prenatal care from a qualified obstetrician or midwife. Always consult your healthcare provider regarding your pregnancy.

10. Privacy Disclaimer

While we take reasonable measures to protect your privacy, no method of transmission over the Internet is completely secure. For details about what information we collect and how we use it, please review our Privacy Policy.

11. Changes to This Disclaimer

We reserve the right to update or modify this Disclaimer at any time. Changes are effective immediately upon posting. The "Last updated" date at the top of this page reflects the most recent revision. We encourage you to review this page periodically.

12. Consent

By using our website, you hereby consent to this Disclaimer and agree to its terms. If you do not agree with any part of this Disclaimer, please discontinue use of the website.

13. Contact Us

Should you have any questions, concerns, or disputes regarding this Disclaimer, please contact us at:

Email: contact@ht99.icu
Contact form: https://ht99.icu/contact.php