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Complete Directory

All Tools — 118 Tools, One Place

Every calculator, converter and generator on HT99 Tools, organized by category. Use the search below to jump straight to what you need.

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Finance Calculators

Loans, mortgages, investments, taxes — built with verified formulas from official sources.

16 tools

Loan Calculator

Calculate monthly loan payments, total interest, and the standard amortization formula.

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Mortgage Calculator

Estimate your full PITI monthly mortgage payment including PMI per the Homeowners Protection Act.

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EMI Calculator

Calculate Equated Monthly Installment for any loan — works for Indian, Pakistani, and Gulf loans.

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Compound Interest Calculator

See how investments grow with the power of compounding — with the standard A = P(1+r/n)^(nt) formula.

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Simple Interest Calculator

Calculate simple interest using I = P × r × t — useful for short-term and flat-rate loans.

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Savings Goal Calculator

Find out how much to save monthly to reach any financial goal — with future-value math.

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Retirement Calculator

Project your retirement corpus with regular contributions using the future-value-of-annuity formula.

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ROI Calculator

Measure return on investment as a percentage and an annualized rate using the standard ROI formula.

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APR Calculator

Calculate the true Annual Percentage Rate including fees — per Truth in Lending Act / Reg Z.

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Auto Loan Calculator

Estimate monthly car payments and total cost of financing a vehicle.

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Credit Card Payoff Calculator

Calculate how long it takes to pay off credit card debt and the total interest you will pay.

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Income Tax Estimator

Estimate US federal income tax using 2024 IRS brackets (Rev. Proc. 2023-34).

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Sales Tax Calculator

Quickly add or extract sales tax from any amount.

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Currency Converter

Convert between major world currencies using ECB-sourced rates from the free Frankfurter API.

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Inflation Calculator

See how inflation erodes purchasing power over time — nominal vs real value.

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Net Worth Calculator

Calculate your net worth by totaling assets minus liabilities.

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Health & Fitness

BMI, BMR, calorie, body composition — using CDC, WHO, and peer-reviewed formulas.

12 tools

Math Calculators

Algebra, geometry, statistics — with formulas shown and step-by-step examples.

12 tools

Unit Converters

Length, weight, temperature, data storage, currency — accurate to 8 decimal places.

12 tools

Text & SEO Tools

Word counters, case converters, readability checkers — privacy-first, runs in browser.

12 tools

Developer Tools

JSON, Base64, regex, JWT, hashes — per IETF RFCs and NIST standards.

15 tools

JSON Formatter & Validator

Beautify, minify, and validate JSON per RFC 8259. Runs entirely in browser.

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JSON to CSV Converter

Convert JSON arrays to downloadable CSV format.

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Base64 Encode & Decode

Encode text to Base64 or decode back — per RFC 4648. UTF-8 safe.

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URL Encode & Decode

Percent-encode or decode URLs and query parameters.

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HTML Entity Encode/Decode

Encode special characters to HTML entities or decode them back, per WHATWG HTML spec.

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Hash Generator

Generate SHA-1, SHA-256, SHA-512 hashes using the Web Crypto API (NIST FIPS 180-4).

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Regex Tester

Test JavaScript regular expressions with flags, match highlighting, and replacement preview.

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HTML Minifier

Compress HTML by removing comments, whitespace, and unnecessary line breaks.

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CSS Minifier

Minify CSS by stripping comments and unnecessary whitespace.

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JavaScript Minifier

Minify JavaScript by removing whitespace, comments, and unnecessary semicolons.

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CSS to Inline Styles

Convert CSS class rules to inline styles — useful for HTML email templates.

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JWT Decoder

Decode and inspect JSON Web Token headers and payloads per RFC 7519. Does NOT verify signatures.

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ASCII Table Reference

Browse ASCII characters, decimal codes, hex, and HTML entities side-by-side.

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Cron Expression Helper

Build and decode cron expressions with human-readable descriptions of each field.

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Markdown Preview

Render Markdown to HTML instantly with a live preview pane.

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Generators

Password, UUID, QR codes, gradients — using cryptographically secure RNG where it matters.

12 tools

Time & Date

Age, date difference, time zones, countdowns — handles edge cases like leap years.

8 tools

Color & Design

HEX, RGB, HSL, WCAG contrast — with the exact W3C relative luminance formula.

7 tools

Everyday Utilities

Tips, fuel cost, dice, GPA — practical tools for daily life.

12 tools